3 little-known benefits of the Mint app

ByLance T. Lee

Oct 8, 2022

Image source: Getty Images

Most Mint users are familiar with the mobile app’s award-winning budgeting capabilities. However, a Mint account is good for more than just tracking your spending. Unleash the full potential of the sleek and user-friendly app with these three benefits.

1. Credit monitoring

Keeping an eye on your credit is much easier with Mint’s credit monitoring capabilities. Easily add the feature to your user experience by tapping the top left corner of the Overview page and answering a few permission questions.

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The Mint app partners with TransUnion, one of three credit bureaus, to bring your credit score to you. A colorful sliding scale shows how your credit score ranks at a glance, from poor to excellent. You can even use the app to sync reminders with your calendar, so you can easily add tracking your credit score to your to-do list.

The Credit Score page also includes a helpful breakdown where you can monitor the categories that affect your credit score. Check your credit usage, on-time payments and more with the credit score card showing metrics and ratings for each of the credit categories.

2. Monthly Expenditure Summaries

By clicking on the gift icon in the upper right corner of the Mint app, you can see a summary of monthly expenses. Think of it as a cross between a social media “story” and your spending habits, neatly packaged for your consumption.

The expense summary covers many categories, from budgeting to expenses to credit usage. Presented in a tappable slide sequence, it’s easy to view and share your month in review. With slides showing where your money was lying the most, no-spend footage, and weekly breakdowns, the Monthly Recap is a wealth of information in a small package.

3. MintLife Blog

Sometimes budgeting isn’t the only tune-up your finances need. For those “what about” moments, Mint users can turn to the MintLife blog. With content on a wide range of topics, the blog is a great way for users to improve their financial knowledge.

The blog is divided into categories that include financial planning, credit, careers, financial tools, investing, mortgage and refinance, and budgeting. The articles contain useful information for savers at all stages of their financial life, but are geared towards young adults.

Whether you’re using Mint to budget, track your net worth, or monitor your investments, the budgeting app offers more than meets the eye. Understand your credit with Mint’s Credit Score Page, review your spending with the Monthly Summary, or read articles with the MintLife Blog. However you use Mint, take full advantage of the tools that make the software a one-stop-shop for many savers.

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